About

About Us
Dino Ramic
Jay Coakley

Commercial

Asset Finance
Business Loans
Commercial Loans
Commercial Property Finance
Commercial Property Loans
Commercial SMSF Loans
Equipment Finance
SMSF Loans

Residential

Bridging Loans
Construction Loans
Home Loans
Home Loan Refinance
Investment Loans
Investment Loan Refinance
SMSF Loans
Expat Loans
Non-Resident Loans
Low Doc Loans
Interest Only Loan
Self Employed Loans
Private Funding
House & Land Packages
Vacant Land Loans
Residential SMSF Loans

Scenarios

Buying your First Home
Buying your first investment property
Upgrading your house
Expanding your Portfolio
Refinance to Release Equity
Refinance to Consolidate Debts
Debt Recycling
Home Guarantee Scheme
Rentvesting

Industries

Loans for Accountants
Loans for Business Owners
Loans for Dentists
Loans for Doctors
Loans for Lawyers
Loans for Professionals

Resources

Borrowing Capacity
Loan Health Check
Fixed Rate Expiry
LMI Waivers
Refer a Client
Latest Articles
Book0491 889 888

Latest Articles from Luxe Finance Group

Check out the latest blog posts from Luxe Finance Group

Featured Articles

Image for How to Get a Home Loan With a Default on Your Record

10th September 2026

How to Get a Home Loan With a Default on Your Record

A default doesn't permanently lock you out of property ownership. With the right preparation and lender structure, approval is achievable.
Image for Avoid These 5 Mistakes When Buying a Three-Bedroom Home

10th September 2026

Avoid These 5 Mistakes When Buying a Three-Bedroom Home

Purchasing a three-bedroom home in Bicton requires more than enthusiasm - here's how to secure the right property with the right loan structure from the start.
Image for Bridging Loans: Everything You Need to Know About Apartments

8th September 2026

Bridging Loans: Everything You Need to Know About Apartments

How bridging finance works when you're buying an apartment in Fremantle before selling your current property, with real-world scenarios and costs.
Image for Beginner's Guide to Extra Repayment Strategies

8th September 2026

Beginner's Guide to Extra Repayment Strategies

How Bicton homeowners can accelerate equity, reduce interest costs, and position themselves for portfolio growth through structured extra repayments

Home Loans

Image for How to Get a Home Loan With a Default on Your Record

10th September 2026

How to Get a Home Loan With a Default on Your Record

A default doesn't permanently lock you out of property ownership. With the right preparation and lender structure, approval is achievable.
Image for Avoid These 5 Mistakes When Buying a Three-Bedroom Home

10th September 2026

Avoid These 5 Mistakes When Buying a Three-Bedroom Home

Purchasing a three-bedroom home in Bicton requires more than enthusiasm - here's how to secure the right property with the right loan structure from the start.
Image for Beginner's Guide to Extra Repayment Strategies

8th September 2026

Beginner's Guide to Extra Repayment Strategies

How Bicton homeowners can accelerate equity, reduce interest costs, and position themselves for portfolio growth through structured extra repayments
Image for Beginner's Guide to Fixed Rate Home Loans

2nd September 2026

Beginner's Guide to Fixed Rate Home Loans

How fixed rate home loans work in Ellenbrook East, what to expect when locking in your rate, and how to decide if fixed certainty fits your goals.
Image for Unlock the Secrets to Budgeting for Your Home Loan

1st September 2026

Unlock the Secrets to Budgeting for Your Home Loan

Master your borrowing power, manage repayments with confidence, and build a foundation for long-term property wealth in Bullsbrook and beyond.
Image for Everything You Need to Know About Home Loans with a Default

28th August 2026

Everything You Need to Know About Home Loans with a Default

How a default affects your borrowing capacity, which lenders may still consider your application, and the strategies that build a path back to property ownership in Fremantle
Image for Smart ways to approach apartment vs house financing

28th August 2026

Smart ways to approach apartment vs house financing

How lenders assess different property types in Bullsbrook and what that means for your deposit, rate and borrowing power.
Image for Smart Ways to Maximise Offset Accounts on Home Loans

21st August 2026

Smart Ways to Maximise Offset Accounts on Home Loans

How Bullsbrook residents can use offset accounts to reduce interest, build equity faster, and position themselves for long-term financial growth.
Image for Understanding the basics of four bedroom home loans

16th July 2026

Understanding the basics of four bedroom home loans

How to structure finance for spacious family properties in one of Perth's most established riverside suburbs
Image for Top tips to secure pre-approval in Ellenbrook East

7th July 2026

Top tips to secure pre-approval in Ellenbrook East

Position yourself ahead of other buyers with conditional approval that shows sellers you're ready to move when the right property comes up.

Bridging Loans

Image for Bridging Loans: Everything You Need to Know About Apartments

8th September 2026

Bridging Loans: Everything You Need to Know About Apartments

How bridging finance works when you're buying an apartment in Fremantle before selling your current property, with real-world scenarios and costs.
Image for Beginner's Guide to Bridging Loans for Construction

18th August 2026

Beginner's Guide to Bridging Loans for Construction

How bridging finance manages cash flow during construction while you retain your current property and build toward your next milestone
Image for Bridging Loans: What Not to Miss When Buying First

17th August 2026

Bridging Loans: What Not to Miss When Buying First

Secure your next property in Palmyra before selling your current home with bridging finance that aligns with your timeline and goals.
Image for Why Bridging Loans Work for Investment Buys

16th August 2026

Why Bridging Loans Work for Investment Buys

How Rockingham investors secure their next property without selling first, using bridging finance to capitalise on opportunities before existing assets settle.
Image for The Easiest Way to Secure Emergency Property Funding

15th August 2026

The Easiest Way to Secure Emergency Property Funding

When timing matters and you need to move fast on a property purchase, bridging finance offers Ellenbrook residents the financial leverage to act decisively.
Image for The Easiest Way to Buy Before You Sell in The Vines

14th August 2026

The Easiest Way to Buy Before You Sell in The Vines

How bridging finance lets you secure your next property without the pressure of selling first or coordinating settlement dates
Image for Simple hacks to secure auction properties with bridging finance

13th August 2026

Simple hacks to secure auction properties with bridging finance

How Upper Swan buyers use bridging finance to move quickly at auction without selling their current property first
Image for When to Use Bridging Finance for Apartments

12th August 2026

When to Use Bridging Finance for Apartments

How bridging finance lets you secure your next apartment in Mosman Park without selling first, and what it costs to move on your timeline.
Image for Beginner's Guide to Bridging Loans for Home Buyers

11th August 2026

Beginner's Guide to Bridging Loans for Home Buyers

How bridging finance lets Mandurah buyers secure their next property before selling, with the timing and costs that matter most.
Image for Why Bridging Finance Should Be Your Auction Weapon

10th August 2026

Why Bridging Finance Should Be Your Auction Weapon

Discover how bridging finance unlocks auction opportunities in Fremantle's competitive property market without forcing you to sell first
Image for When to Use Bridging Finance for Investment Property

9th August 2026

When to Use Bridging Finance for Investment Property

How bridging finance allows Vines residents to secure investment property without waiting for a sale to settle first
Image for Avoid these 3 Bridging Loan Mistakes in Joondalup

8th August 2026

Avoid these 3 Bridging Loan Mistakes in Joondalup

Emergency property purchase funding can secure your next home when timing matters, but only if you understand the application, approval timeline and exit strategy.
Image for Top Tips to Secure Emergency Property Funding Fast

7th August 2026

Top Tips to Secure Emergency Property Funding Fast

When you need to move quickly on a property purchase in Henley Brook, bridging finance can unlock the door before your current home sells.
Image for 5 Ways Bridging Finance Unlocks Development Sites

6th August 2026

5 Ways Bridging Finance Unlocks Development Sites

How temporary finance helps Aveley investors secure development opportunities before standard bank approvals come through
Image for Why Bridging Loans Work for Investment Property Purchases

5th August 2026

Why Bridging Loans Work for Investment Property Purchases

How to secure an investment property before selling your current asset and why timing matters in Morley's competitive market
Image for Understanding the Basics of Emergency Property Funding

4th August 2026

Understanding the Basics of Emergency Property Funding

When opportunity meets urgency in Ellenbrook East, bridging finance gives you the power to act decisively without selling first.
Image for Bridging Loans During Construction: Cash Flow Mistakes

3rd August 2026

Bridging Loans During Construction: Cash Flow Mistakes

How to maintain financial momentum when building your new home while managing existing property commitments in Bullsbrook
Image for Smart ways to fund a development site purchase

2nd August 2026

Smart ways to fund a development site purchase

How bridging finance helps you secure land quickly while you finalise plans, approvals, and permanent funding for your next project.
Image for Bridging Loans: 10 Ways to Buy Investment Property First

1st August 2026

Bridging Loans: 10 Ways to Buy Investment Property First

Secure your next investment property in Upper Swan without waiting for settlement, using bridging finance to move ahead on your timeline.
Image for What are Bridging Loans for Investment Property Purchases?

31st July 2026

What are Bridging Loans for Investment Property Purchases?

How bridging finance lets Perth investors secure their next property without waiting for a sale to settle first
Image for Everything You Need to Know About Emergency Property Funding

30th July 2026

Everything You Need to Know About Emergency Property Funding

When the right property appears without warning, bridging finance lets you act immediately while your current home sells in its own time.
Image for Top Strategies to Buy Investment Property Between Sales

29th July 2026

Top Strategies to Buy Investment Property Between Sales

How bridging finance lets Henley Brook investors acquire their next property without waiting for settlement or rushing a sale.
Image for How to Use Bridging Finance for Investment Property

28th July 2026

How to Use Bridging Finance for Investment Property

Secure your next investment before selling your current property using bridging finance, and build your portfolio without timing pressure.
Image for Top tips to secure bridging finance for apartments

27th July 2026

Top tips to secure bridging finance for apartments

How bridging finance lets Ellenbrook East residents purchase their next apartment before selling their current home without settlement timing pressure.
Image for What are Bridging Loans for Auction Properties?

26th July 2026

What are Bridging Loans for Auction Properties?

How bridging finance helps Ellenbrook residents secure auction properties without selling first, and what it takes to get approved fast.
Image for Top Strategies to Manage Cash Flow During Construction

25th July 2026

Top Strategies to Manage Cash Flow During Construction

How bridging finance helps Brabham builders and renovators cover holding costs while your new home takes shape
Image for 10 Ways Bridging Finance Secures Your Development Site

24th July 2026

10 Ways Bridging Finance Secures Your Development Site

How property developers in Upper Swan use bridging finance to lock in development sites quickly while planning approvals and funding come together.
Image for The Easiest Way to Finance a Development Site in Bullsbrook

23rd July 2026

The Easiest Way to Finance a Development Site in Bullsbrook

How bridging finance works when you need to secure a development opportunity quickly without waiting for settlement or pre-sales
Image for Unlock the secrets to buying before you sell in Ellenbrook

22nd July 2026

Unlock the secrets to buying before you sell in Ellenbrook

Bridging finance lets you secure your next home without waiting for settlement, giving you control over timing and choice in Ellenbrook's fast-moving market.
Image for When to Use Bridging Finance During Construction

21st July 2026

When to Use Bridging Finance During Construction

How capitalised interest and staged funding protect your cash flow when building in Ellenbrook East's growth corridor
Image for How to Bridge Between Apartment Purchases in Bicton

20th July 2026

How to Bridge Between Apartment Purchases in Bicton

A complete approach to securing your next apartment without selling first, using bridging finance to move on your terms.
Image for What Not to Do When Timing Your Next Purchase

19th July 2026

What Not to Do When Timing Your Next Purchase

How bridging finance lets Upper Swan buyers secure their next property without selling first or settling for second choice
Image for Top Strategies to Fund Development Sites in Brabham

18th July 2026

Top Strategies to Fund Development Sites in Brabham

How bridging finance secures development opportunities without selling first, with timelines, exit requirements and practical scenarios for Brabham buyers.
Image for Do You Know How Bridging Loans Cover Construction Costs?

17th July 2026

Do You Know How Bridging Loans Cover Construction Costs?

Discover how bridging finance manages cash flow during construction in Ellenbrook, keeping your building project moving while you sell your existing home.
Image for Everything You Need to Know About Bridging Loans

16th July 2026

Everything You Need to Know About Bridging Loans

How bridging finance helps Henley Brook buyers secure their next property before selling their current home, with precise timing and confidence.
Image for The Easiest Way to Fund a Development Site Purchase

16th July 2026

The Easiest Way to Fund a Development Site Purchase

How bridging finance helps Ellenbrook East buyers secure development opportunities without waiting for settlements or long approvals
Image for Understanding the Basics of Bridging Loans & Buying First

16th July 2026

Understanding the Basics of Bridging Loans & Buying First

How bridging finance lets Palmyra residents secure their next property without waiting for settlement, and what it costs to move with confidence.
Image for Simple hacks to use bridging finance for investments

16th July 2026

Simple hacks to use bridging finance for investments

How to purchase your next investment property in Ellenbrook without waiting for your current asset to sell first
Image for Common Mistakes When Funding Construction Cash Flow

16th July 2026

Common Mistakes When Funding Construction Cash Flow

How bridging finance structures your repayments and covers holding costs while your new home is being built in Perth
Image for How to Fund Construction Without Selling First

16th July 2026

How to Fund Construction Without Selling First

Bridging finance lets you build your new home while keeping your current property, then settle both transactions when construction completes.
Image for Bridging Loans: What Not to Secure Before You Sell

16th July 2026

Bridging Loans: What Not to Secure Before You Sell

How temporary finance lets Fremantle residents purchase their next home without waiting for settlement, and what to watch when timing two properties.
Image for When to Use Bridging Finance for Your Apartment Upgrade

16th July 2026

When to Use Bridging Finance for Your Apartment Upgrade

How bridging finance lets Aveley residents secure their next apartment without the pressure of selling first or settling for second choice
Image for Top Tips to Secure Emergency Property Finance in Mosman Park

16th July 2026

Top Tips to Secure Emergency Property Finance in Mosman Park

When you need to move fast on a property purchase, bridging finance delivers the speed and flexibility to secure your next home without selling first.
Image for The Pros and Cons of Bridging Loans for Development Sites

16th July 2026

The Pros and Cons of Bridging Loans for Development Sites

How temporary finance positions you to secure a development site before selling your existing property or arranging permanent funding
Image for Unlock the secrets to bridging finance for development sites

16th July 2026

Unlock the secrets to bridging finance for development sites

How to secure land for your next development project without losing the opportunity while your capital is tied up elsewhere
Image for Top tips to manage cash flow during construction

16th July 2026

Top tips to manage cash flow during construction

How bridging finance protects your budget when building in Palmyra and ensures you never run short during the construction phase
Image for Everything You Need to Know About Bridging Loans

16th July 2026

Everything You Need to Know About Bridging Loans

How bridging finance lets you purchase your next property before selling your current one, with insights for The Vines residents.
Image for Avoid These 3 Mistakes When Buying at Auction in Aveley

16th July 2026

Avoid These 3 Mistakes When Buying at Auction in Aveley

How bridging finance lets you secure an auction property in Aveley without selling first, and what to watch for when the hammer falls.
Image for Why Bridging Finance Speeds Up Your Property Move

16th July 2026

Why Bridging Finance Speeds Up Your Property Move

Discover how emergency property purchase funding helps Ellenbrook East residents secure their next home without selling first

First Home Buyers

Image for Smart ways to approach property search in Ellenbrook East

7th September 2026

Smart ways to approach property search in Ellenbrook East

How first home buyers can refine their search strategy, manage deposit requirements and secure the right property in one of Perth's most active growth corridors.
Image for What First Time Buyers in Perth Should Know

30th August 2026

What First Time Buyers in Perth Should Know

Understand your deposit options, stamp duty concessions, and how to structure your first home loan to position yourself for long-term success.
Image for The easiest way to understand variable rate loans

19th August 2026

The easiest way to understand variable rate loans

How Bicton first home buyers use variable rate terms to stay ahead of the market and keep their financial options open
Image for Why First Home Buyers Should Consider Melbourne in 2026

15th August 2026

Why First Home Buyers Should Consider Melbourne in 2026

Navigate Victoria's grants, stamp duty concessions and federal schemes to secure your first property in Australia's most accessible capital city market.
Image for First Home Buyers Perth: Grants, Schemes and Loan Options

15th August 2026

First Home Buyers Perth: Grants, Schemes and Loan Options

Everything you need to know about the WA First Home Owner Grant, stamp duty concessions and loan structures designed for your first property purchase.
Image for When to Act on First Home Buyer Statistics in Henley Brook

15th July 2026

When to Act on First Home Buyer Statistics in Henley Brook

How current market data and scheme changes shape deposit planning, property selection, and pre-approval timing for buyers in this growth corridor.
Image for What to Do (and Not Do) as a First Time Buyer

12th July 2026

What to Do (and Not Do) as a First Time Buyer

The essential actions and common missteps that determine whether Fremantle first home buyers secure the property they want or miss out entirely.
Image for Smart Ways to Approach Your First Home Purchase

10th July 2026

Smart Ways to Approach Your First Home Purchase

Avoid the missteps that delay settlement or increase borrowing costs when buying your first property in Canning Vale.
Image for Common Mistakes When Buying a Two Bedroom in Bullsbrook

7th July 2026

Common Mistakes When Buying a Two Bedroom in Bullsbrook

How first home buyers can secure a two bedroom property in one of Perth's highest growth corridors with confidence and clarity
Image for Top tips to prepare for your first home purchase

6th July 2026

Top tips to prepare for your first home purchase

A focused approach to positioning yourself for property ownership in Ellenbrook and understanding the deposit options that unlock your first purchase.

Investment Loans

Image for Unlock the Secrets to Variable Investment Loans in Canning Vale

6th September 2026

Unlock the Secrets to Variable Investment Loans in Canning Vale

Discover how extra repayments on variable rate investment loans can accelerate portfolio growth and protect your financial position in Perth's changing property market.
Image for Why Variable Rate Features Matter for Investment Loans

5th September 2026

Why Variable Rate Features Matter for Investment Loans

Variable rate investment loans in Mosman Park offer offset accounts, redraw facilities and repayment flexibility that can strengthen your portfolio strategy and cash flow control.
Image for Do you know what The Vines investors are locking in now?

4th September 2026

Do you know what The Vines investors are locking in now?

Building a property portfolio starts with choosing the right loan structure, deposit strategy and tax position from day one.
Image for Fixed rate tactics to lock in certainty for investors

3rd September 2026

Fixed rate tactics to lock in certainty for investors

How to structure fixed rate investment loans in Ellenbrook's expanding rental market and protect portfolio growth from rate volatility
Image for Common Mistakes When Buying Rental Property for Income

31st August 2026

Common Mistakes When Buying Rental Property for Income

How Brabham residents can structure an investment loan that builds wealth and delivers passive income without the usual pitfalls
Image for Proven tips to maximise tax deductions on investment loans

27th August 2026

Proven tips to maximise tax deductions on investment loans

A practical look at how investors in The Vines can structure finance to capture every deduction and build long-term wealth through property.
Image for Top Tips to Structure Your Investment Loan in Ellenbrook

25th August 2026

Top Tips to Structure Your Investment Loan in Ellenbrook

How to set up investor finance that supports portfolio growth and keeps your borrowing power intact for your next acquisition
Image for Why Fixed Rate Investment Loans & Offset Accounts Work

23rd August 2026

Why Fixed Rate Investment Loans & Offset Accounts Work

How Perth investors structure fixed rate loans and offset accounts to protect cashflow, maintain flexibility, and build portfolio value over multiple rate cycles.
Image for The easiest way to protect an investment portfolio

22nd August 2026

The easiest way to protect an investment portfolio

How Brabham investors reduce exposure across rates, vacancies and capital values without diluting growth potential
Image for What Are Fixed Rate Investment Loans & Extra Repayments?

20th August 2026

What Are Fixed Rate Investment Loans & Extra Repayments?

Understanding how additional payments affect your fixed rate investment loan and the financial implications before you commit to your structure.
Image for Debt Recycling in Perth: AMP's Master Limit Explained

6th August 2026

Debt Recycling in Perth: AMP's Master Limit Explained

How Perth homeowners are converting property equity into tax-deductible investment debt using a structured lending tool designed for wealth accumulation

Refinancing

Image for Everything You Need to Know About Mortgage Refinancing

29th August 2026

Everything You Need to Know About Mortgage Refinancing

How Bicton residents unlock lower rates, improved cashflow, and property equity to fund their next financial move
Image for Top tips to refinance and unlock loan flexibility

26th August 2026

Top tips to refinance and unlock loan flexibility

Discover how refinancing your mortgage can deliver features that align with your financial goals and create opportunities for growth in Ellenbrook East.
Image for Refinancing for Education: The Pros and Cons

24th August 2026

Refinancing for Education: The Pros and Cons

How accessing your property equity through refinancing can fund private schooling, university, or specialist education without derailing your financial goals.
Image for When to Review Your HSBC Loan After the Blackstone Sale

18th August 2026

When to Review Your HSBC Loan After the Blackstone Sale

The $36 billion portfolio transfer marks one of Australia's largest lending deals, creating both transition risks and competitive opportunities for affected borrowers.
Image for Refinancing to Release Equity: The Pros and Cons

9th July 2026

Refinancing to Release Equity: The Pros and Cons

How Palmyra homeowners can unlock property equity to fund renovations while preserving capital growth in a tightly-held riverside suburb.
Image for Proven Tips to Refinance & Access Equity for Investment

5th July 2026

Proven Tips to Refinance & Access Equity for Investment

How Henley Brook homeowners are unlocking property equity to build wealth through strategic refinancing and investment purchases.

Debt Recycling

Image for 5 Ways Rising Property Values Unlock Debt Recycling Wins

14th July 2026

5 Ways Rising Property Values Unlock Debt Recycling Wins

Capital growth in Joondalup creates new opportunities to convert non-deductible home loan debt into tax-deductible investment borrowing and accelerate wealth building.
Image for Offset Accounts and Debt Recycling Mistakes

11th July 2026

Offset Accounts and Debt Recycling Mistakes

Why keeping cash in offset can cost you tax deductions, and how to restructure your debt without disrupting cashflow in Aveley

Construction Loans

Image for The Risks and Rewards of Land for Apartment Building

13th July 2026

The Risks and Rewards of Land for Apartment Building

Securing construction finance for apartment development in Perth requires a different approach than funding a single dwelling on a residential block.
Image for Custom Home Finance: The Pros and Cons of Construction Loans

4th July 2026

Custom Home Finance: The Pros and Cons of Construction Loans

Building your dream home in Morley requires specialised finance that releases funds progressively as your custom project takes shape from concept to completion.

Ready to chat to one of our team?

Book Appointment

Services

First Home Buyers Home Loans Home Loan Refinance Investment Loans Expat Loans SMSF Loans Mortgage Agency Services

About

Finance Broker Perth First Home Buyer Broker Refinance Mortgage Broker Construction Loan Broker Investment Property Broker Expat Mortgage Broker Bridging Finance Broker Latest Articles Privacy Policy Fixed Rate Expiry Loan Health Check Borrowing Capacity

Key Service Areas

City of Cockburn City of Fremantle City of Joondalup City of Mandurah City of Melville City of Nedlands City of Perth City of South Perth

City of Stirling City of Subiaco City of Vincent City of Swan Town of Cambridge Town of Claremont Town of Cottesloe Town of Mosman Park Town of Victoria Park

Contact

Perth, WA

0491 889 888

Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit Licence #389328.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Site by Broker Studio