Loans for Business Owners

At Luxe Finance Group, we're expert Finance & Mortgage Brokers helping Business Owners Australia-wide buy property sooner with a range or Home Loan & Investment Loan options

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Are you a Business Owners looking for a new loan or to refinance an existing loan?

At Luxe Finance, we understand the unique financial needs of business owners, encompassing a wide range of industries and scales. Whether you run a small local shop, a rapidly growing startup, or a well-established enterprise, our expertise in Finance & Mortgage Brokerage ensures that you receive the most tailored loan options suited to your professional and personal financial circumstances.

Comprehensive Loan Options for Business Owners

Luxe Finance specialises in providing access to a variety of loan options from banks and lenders across Australia. Whether you're looking to secure a business loan to expand your operations, buy a home, or invest in property, we can help you achieve your financial goals with competitive interest rates and favourable terms. Our streamlined application process respects your time, allowing you to focus on running your business while we handle the complexities of securing finance.

Business Loans Tailored to Your Needs

Running a business requires access to capital for growth and operational needs. Luxe Finance offers tailored business loans designed specifically for business owners. We provide access to loan options that can help you expand your business, purchase new equipment, manage cash flow, or renovate your premises. Our understanding of the unique challenges you face ensures that we offer solutions that align with your business objectives and financial capacity.

Home Loans with Exclusive Benefits

Understanding the demands and intricacies of running a business, Luxe Finance offers exclusive benefits such as interest rate discounts and often-negotiated Lenders Mortgage Insurance (LMI) for eligible business owners. These advantages can substantially reduce your upfront costs, making the dream of buying a home more attainable. We collaborate closely with you to understand your financial situation, credit history, and borrowing capacity to offer the most suitable loan options.

Investment Loans for Building Wealth

For business owners interested in expanding their investment property portfolio, we provide expert advice and customised financial solutions. Our services include calculating loan repayments and structuring loans that can adapt to your evolving financial needs. Whether you're purchasing your first investment property or adding to an existing portfolio, we guide you through each step of the process. By keeping you informed about the property market and the benefits of investment loans, Luxe Finance ensures that you make sound decisions to grow your wealth effectively.

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Streamlined Application Process

We understand that business owners have demanding schedules, so our streamlined application process is designed to be as efficient and straightforward as possible. We assist you in gathering all necessary documentation, including bank statements and financial records, to ensure that your loan application proceeds smoothly. From the initial consultation to the finalisation of your loan, our goal is to save you time and minimise stress.

Flexible Interest Rate Options

Whether you prefer a variable interest rate or a fixed interest rate, Luxe Finance offers flexible options to suit your financial goals. Our experts will help you understand the benefits and potential risks of each type, ensuring that you select the best loan structure for your unique situation. With our assistance, you can secure competitive loan interest rates that help you manage your finances more effectively.

Expert Guidance Throughout the Application Process

Applying for a loan can be complex, but Luxe Finance is here to simplify it for you. Our team of experienced Finance & Mortgage Brokers will walk you through each step, ensuring you understand the application process and meet all requirements. We help you check eligibility for special lender policies and provide expert advice to maximise your borrowing capacity. Our goal is to make the entire experience as seamless and stress-free as possible, allowing you to concentrate on your business.

Releasing Equity and Loan Consolidation

If you're considering refinancing, Luxe Finance offers valuable advice on releasing equity in your property or consolidating debts. By releasing equity, you can finance further business investments or meet other financial goals, such as upgrading your business premises or expanding operations. Consolidating debts can simplify your financial situation and potentially reduce your overall loan repayments, providing greater financial control and peace of mind.

Why Choose Luxe Finance?

  • Specialised Expertise: We have extensive experience in catering to the financial needs of business owners.

  • Exclusive Benefits: Enjoy interest rate discounts and negotiated Lenders Mortgage Insurance (LMI) for eligible clients.

  • Comprehensive Support: From business loans to home loans and investment loans, we provide tailored solutions to meet your diverse financial needs.

  • Efficient Process: Our streamlined application process saves you time and reduces hassle.

  • Professional Guidance: Our team guides you through each step, from application to settlement and beyond.

Your Financial Success Starts Here

At Luxe Finance, your success is our priority. We are dedicated to helping you achieve your financial goals with confidence and ease. Our comprehensive, personalised approach ensures that you receive the best financial solutions tailored to your unique situation. Whether you need a business loan, home loan, or investment loan, we are here to support you.

Your Successful Financial Future Begins with Luxe Finance

Choosing Luxe Finance means partnering with a company that understands the intricacies of running a business and its financial demands. We are committed to providing seamless and effective financial solutions that support your professional and personal growth. By leveraging our extensive network of banks and lenders, we provide you with exclusive benefits and competitive loan options.

For more information on how Luxe Finance can assist you with business loans, home loans, and investment loans, contact our expert team today. Let us help you unlock the best financial opportunities tailored specifically for business owners, ensuring a secure and prosperous future. Trust Luxe Finance to be your dedicated partner in financial success.

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Getting a Home Loan & Investment Loan

Initial Loan Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Loan Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Loan Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

JG

Jozef Grech

Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!

AS

Ancela Suparno

Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.

SB

Shawn Baker

Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...

Frequently Asked Questions

Who owns Luxe Finance Group, and are you a part of a franchise?

Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.

Can you help with refinancing an existing home loan or investment loan?

Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.

I’m an Expat looking to relocate or invest back into Australia it is possible with the use of foreign income?

Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.

What kind of interest rates can you offer?

We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.

Can you help first home buyers?

Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.

Can Luxe Finance Group help with your home loans and investment loan?

Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Does Luxe Finance Group charge any fees, or are any hidden costs?

Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.

Can you help self employed borrowers?

Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).

Ready to get started?