Mortgage Broker in Daglish
At Luxe Finance Group, we're expert Mortgage Brokers in Daglish helping clients get into their property sooner with a range of loan options
Rated 5 from 38 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers in Daglish helping clients get into their property sooner with a range of loan options
Rated 5 from 38 Reviews
Embarking on the home financing journey is like navigating a complex maze filled with crucial decisions. Whether you're pursuing the dream of owning a home in Daglish, aiming to expand your property portfolio, or exploring refinancing options available to you, Luxe Finance Group is here to support you every step of the way as your dedicated mortgage broker in Daglish. Our tailor-made services are designed to turn your financial dreams into reality, with a handpicked range of loan solutions crafted just for you.
At the centre of the vibrant Daglish community, our team of expert mortgage brokers brings a wealth of knowledge and expertise, ensuring you receive comprehensive advice on the loan options best suited to your unique situation. Our knack for simplifying the intricate world of finance allows us to provide customised strategies that perfectly align with your needs, from flexible residential loans to investment loans crafted to enhance your future wealth.
What really distinguishes Luxe Finance Group is our deep insight into the Daglish property market, coupled with our steadfast commitment to meeting your specific needs. Our bespoke service guarantees that you receive a loan that not only meets but exceeds your expectations, selected from our diverse suite to enhance your lifestyle. We take pride in our exceptional service and profound market understanding, committed to being your trusted ally on your financial journey. Choosing Luxe Finance Group marks the first step towards realising your financial dreams today.
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Navigating the myriad mortgage options in Daglish can appear overwhelming. Our detailed guide is tailored to demystify these mortgage choices, empowering you to confidently make well-informed financial decisions.
Owner-Occupied Loans: Tailored for those planning to live in their Daglish properties, these loans typically offer more attractive interest rates and terms. This is due to lenders perceiving a lower risk when borrowers inhabit the property securing the loan.
Interest-Only Loans: With this option, borrowers agree to pay only the interest part for a set period, often five to ten years. It's crucial to understand that while this choice may lower initial expenses, it ultimately leads to greater financial responsibility when principal payment begins.
Principal & Interest Loans: Designed to methodically decrease both the interest and the principal amount, this strategy aims for a steady reduction in total debt, with the goal of completely repaying it by the loan's end date.
Variable Rate trainers: Here, the interest rates fluctuate based on market conditions, affecting both the monthly repayments and the overall loan cost over its term.
Fixed vs Variable Rate Loans: This choice centres around locking in an interest rate for a certain period, usually between one to five years, to achieve predictable repayment amounts. It's vital to acknowledge that after this period, the loan may switch to a variable rate, subject to current market conditions.
Bridging Loans: Perfect for individuals moving between homes and waiting for the sale of their current property to finalise, these short-term loans serve as a financial bridge. Despite typically having higher interest rates and shorter terms than standard loans, they are designed to be swiftly repaid with the sale proceeds.
Understanding the unique features and benefits of each loan type is essential. With a broad selection of options crafted to meet various needs and financial situations, finding the perfect loan tailored to your specific objectives is achievable.
Jay Coakley is a prominent name in Daglish's mortgage broking and financial advisory scene, deeply ingrained within the local community. His profound financial expertise makes him an unrivalled expert in helping you achieve your property dreams. At the helm of Luxe Finance Group, Jay specialises in uncovering rewarding property opportunities, tailoring loan solutions to individual needs, and offering a range of borrowing options.
At Luxe Finance Group, Jay is a qualified mortgage broker who offers consultations both online and face-to-face in Daglish and surrounding areas.
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chris Swan
I recently had the pleasure of working with Jay Coakley from Luxe Finance Group to secure a construction loan, and I cannot speak highly enough of his exceptional service and expertise. From the very beginning, Jay demonstrated a deep understanding of the complexities involved in construction financing. He took the time to thoroughly explain the process, ensuring that I was well-informed and comfortable with each step. His ability to break down intricate financial details into easily understandable terms was incredibly reassuring. Jay's professionalism and dedication were evident throughout our interactions. He was always prompt in responding to my queries, no matter how trivial they might have seemed. His patience and willingness to address all my concerns made the entire experience stress-free and straightforward. One of the standout aspects of Jay's service was his personalized approach. He took the time to understand my specific needs and financial situation, tailoring his recommendations to ensure the best possible outcome. His extensive network and relationships within the industry were instrumental in securing favourable terms for my loan. Moreover, Jay's proactive communication kept me informed at every stage of the process. He provided regular updates and was always available to offer guidance and support. This level of transparency and commitment is rare and truly sets him apart from others in the field. In addition to his technical expertise, Jay's genuine care for his clients is what makes him exceptional. He went above and beyond to ensure that I felt supported and confident in my decisions. His friendly demeanour and positive attitude made working with him a pleasure. Thanks to Jay's hard work and dedication, I was able to secure a construction loan that perfectly suited my needs. I am incredibly grateful for his assistance and would highly recommend Jay Coakley and Luxe Finance Group to anyone seeking mortgage or commercial lending services. His exemplary service and unwavering commitment to his clients make him a standout professional in the industry. Jay is an avid Golfer, and I hope I get the chance to see him on the Meadow Springs course to show him why they call it a handicap haha
JG
Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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