SMSF Loans
At Luxe Finance Group, we're expert Mortgage Brokers helping clients Australia-wide utilise an SMSF Loan to leverage their superfund to purchase an investment property
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers helping clients Australia-wide utilise an SMSF Loan to leverage their superfund to purchase an investment property
Rated 5 from 37 Reviews
When it comes to expanding your investment portfolio through the acquisition of property using a Self-Managed Super Fund (SMSF), navigating the complex landscape of SMSF Loans can be daunting. This is where Luxe Finance Group shines, offering unrivaled expertise and access to a diverse range of SMSF Loan options from banks and lenders across Australia. Our dedicated SMSF Finance & Mortgage Brokers possess the knowledge and experience to tailor solutions that align with your financial goals and situation.
Choosing Luxe Finance Group means receiving personalised guidance on everything from understanding the implications of borrowing within your SMSF, to selecting the right property, and successfully securing the loan you need. We take into account factors such as interest rates, your credit history, and loan amount, ensuring these elements support your plans for purchasing a property and augmenting your investment property portfolio.
Our team works diligently to secure competitive interest rate discounts, thereby optimising your loan's cost-effectiveness. We're well-versed in the nuances of loan to value ratios (LVR), restrictions that apply to SMSFs, such as non-eligibility for certain types of properties, stamp duty considerations, and the importance of having a sound financial footing before embarking on this journey.
Applying for a SMSF Loan involves a thorough application process, where Luxe Finance Group stands out by simplifying these steps. From supplying the essential documentation such as bank statements, a certified copy of the SMSF Trust Deed, and the Custodian Trust Deed, to assisting with the financial statements and providing a copy of the contract of sale, our streamlined system makes the process as smooth as possible. This meticulous attention to detail extends to analyzing your SMSF's borrowing capacity, ensuring that the purchase of an investment property or expanding your investment property portfolio is done wisely and sustainably within the property market.
Whether you’re looking at a variable or fixed interest rate for your SMSF Loan, calculating your potential repayments, or just beginning to explore the idea of using your super to buy an investment property, Luxe Finance Group is here to help. Our advice on SMSF Loans for commercial property, understanding of capital gains, and the ins and outs of rental payments demonstrate our comprehensive service offering.
Choosing Luxe Finance Group means partnering with experts who not only provide access to a vast array of SMSF Loan options but also deliver a service that is attuned to your unique circumstances. Our commitment to your success is reflected in every step of the SMSF Loan application process, ensuring your pursuit of property investment through your SMSF is both profitable and compliant.
JG
Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).