Mortgage Broker in Mandurah
At Luxe Finance Group, we're expert Mortgage Brokers in Mandurah helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers in Mandurah helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
Embarking on the quest for the perfect loan amongst a sea of loan options can be daunting, like finding your way through a maze. Whether you're dreaming of a new home in Mandurah, looking to buy an investment property, or considering refinancing your loan, Luxe Finance Group stands ready to assist as your dedicated mortgage broker in Mandurah. Our tailored services are crafted to transform your financial dreams into reality, providing you with a selection of loan options that are customised just for you.
As seasoned mortgage brokers within the Mandurah community, our extensive knowledge and expertise ensure you receive the best advice and loan choices available. Our ability to navigate the complexities of the finance world enables us to offer bespoke solutions, whether you need a flexible home loan or an investment loan that fits with your long-term ambitions.
At Luxe Finance Group, our comprehensive understanding of the Mandurah market, together with our commitment to recognising your specific needs and wants, distinguishes us. Our personalised service means you'll find a loan that fits perfectly with your lifestyle among our broad array of options. We are proud of our exemplary service and profound market insight, establishing us as your trusted partner in your financial journey. Opt for Luxe Finance Group to open doors to new opportunities and set forth on the road to realising your financial aspirations today.
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This manual is designed to illuminate the diverse range of loan options accessible to the residents of Mandurah and the surrounding locales. We'll help you understand more about the loan types and options available so you can make more informed choices:
Owner-Occupied Loans: Specifically designed for those looking to live in their Mandurah property, these loans are favoured due to their enticing interest rates and conditions. The reason behind these favourable offers is the lesser risk perceived by lenders for borrowers who live in the property themselves.
Interest-Only Loans: This category allows the borrower to cover only the interest part for a set timeframe, generally between five to ten years. It's crucial to recognise that while initial outlays are reduced, the financial burden will escalate once the repayment of the principal kicks in.
Principal & Interest Loans: Here, payments are divided between the loan's interest and principal. This method gradually decreases the loan's balance and over the life of the loan.
Variable Rate Loans: These loans’ interest rates can shift according to market dynamics, potentially causing variations in repayment sums and affecting the loan's overall cost over its lifetime.
Fixed vs Variable Rate Loans: These alternatives offer an interest rate that is fixed for a specific duration, often ranging from one to five years, providing a predictable repayment schedule. Nonetheless, it's vital to anticipate a transition to variable rates after the fixed period, reflecting current market rates.
Bridging Loans: Perfect for those in the midst of relocating and awaiting the sale of their prior residence, bridging loans offer a provisional financial stopgap. Even though they generally bear higher interest rates and shorter terms than standard loans, they enable a smooth shift by utilising the proceeds from the sale of the existing property to clear the loan.
As you explore these options, comprehending the unique features and benefits of each loan type is crucial. This insight ensures that your decision closely matches your personal financial situation and goals.
Jay Coakley stands out as Mandurah's leading mortgage broker and finance specialist. Well-rooted in the community, he leverages his profound finance expertise to realise your property aspirations. At the helm of Luxe Finance Group, Jay excels at identifying promising opportunities in the local real estate market, with a keen focus on meeting your borrowing needs.
For those keen on purchasing in Mandurah, arranging a consultation with your Mortgage Broker Jay Coakley at Luxe Finance Group is a smart move. Offering both virtual and in-person meetings, he ensures a smooth and accessible property purchasing journey.
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Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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