Mortgage Broker in Victoria Park
At Luxe Finance Group, we're expert Mortgage Brokers in Victoria Park helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers in Victoria Park helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
Venturing into the realm of securing the ideal loan amid countless options can seem daunting, akin to navigating a maze. Whether your goal is to purchase a new abode in Victoria Park, grow your investment portfolio, or consider refinancing opportunities, Luxe Finance Group is here as your dedicated mortgage broker in Victoria Park. Our bespoke offerings are crafted to bridge your financial dreams with reality, presenting a selection of loan options meticulously chosen for you.
As experienced mortgage brokers in the Victoria Park vicinity, we bring an abundance of knowledge and expertise to the table, ensuring you receive the best advice and loan opportunities available. Our proficiency in unravelling the intricacies of the finance world allows us to tailor solutions to your needs, whether it’s a home loan offering flexibility or an investment loan aligned with your long-term objectives.
What sets Luxe Finance Group apart is our deep understanding of the Victoria Park market and our genuine commitment to comprehending your specific needs and ambitions. Our tailored service guarantees that you’ll discover a loan from our comprehensive range that flawlessly integrates into your lifestyle. We take pride in delivering exceptional service and employing our broad market knowledge to serve as your trusted partner in your financial quest. Choosing Luxe Finance Group is the initial step towards realising your financial aspirations today.
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Delving into the plethora of mortgage options accessible to residents of Victoria Park and its surrounding locales can appear formidable. Our detailed guide aims to make it easy to understand these loan options, empowering you to make informed choices.
Owner-Occupied Loans: Specifically for those looking to call Victoria Park home, these loans attract with favourable interest rates and conditions. The risk to lenders is deemed lower as the borrowers are occupants of the property, which translates to more advantageous terms.
Interest-Only Loans: Under this scheme, borrowers are required to cover only the interest for a set term, generally spanning five to ten years, before commencing repayments on the capital. It's crucial to recognize that whilst this can reduce upfront payments, the financial commitment escalates once capital repayments kick in.
Principal & Interest Loans: Aimed at promptly reducing both the interest and the principal, these loans facilitate a steady diminution of the total loan amount, ensuring its full settlement by term's end.
Variable Rate Loans: These loans' interest rates fluctuate in line with market trends, affecting your repayments and the overall expense of the loan over time.
Fixed vs Variable Rate Loans: Opting between these entails securing an interest rate for a set duration, commonly one to five years, providing repayment stability. It's imperative to understand, however, that post this period, the loan may revert to a variable rate, dependent on market conditions.
Bridging Loans: Perfect for those between properties, waiting on the sale of their current residence, bridging loans offer a short-term financial stopgap. Despite typically presenting higher interest rates and shorter durations compared to standard loans, they act as a financial "bridge", with sale proceeds used for loan repayment.
Grasping the distinct features and benefits of each loan type is crucial. These loan options are devised to meet a broad spectrum of personal preferences and financial circumstances, ensuring the discovery of the most appropriate loan for your situation.
Jay Coakley stands out as Victoria Park's premier mortgage broker and finance specialist, with strong roots in the community.
At the helm of Luxe Finance Group, he leverages his profound financial acumen to fulfil your property aspirations. Jay's expertise lies in pinpointing prospects within the local real estate landscape, prioritising your borrowing needs.
Offering both virtual and in-person consultations, Jay Coakley of Luxe Finance Group serves Victoria Park and adjacent areas.
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Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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