Expat Loans

At Luxe Finance Group, we're expert Mortgage Brokers helping expats purchase property in Australia sooner with loan options tailored to expats

Rated 5 from 37 Reviews

Request a Call Back

Your Pathway to Australian Real Estate: Expat Investment Loans

At Luxe Finance Group, we understand the unique financial needs and challenges that come with living and working abroad. Whether you're an Australian expat eyeing property back home, or an overseas professional considering an investment down under, navigating the complex world of Expat Loans can be daunting. That's exactly where we come in - offering expert guidance and bespoke Expat Mortgage solutions tailored to your unique situation.

Why choose Luxe Finance Group for your Expat Loans? First and foremost, we specialise in the Expat Mortgage, offshore buy to let, and expat finance market. Our dedicated Expat Mortgage Advisors possess deep knowledge of the rules, regulations, and restrictions that apply to expats and overseas based borrowers. This means we're perfectly positioned to offer you top-notch Expat Mortgage Advice, ensuring you secure the best possible loan for your needs - whether you're buying your first home in Australia, purchasing your dream property, building a house, or looking to invest in the Australian property market.

As an expat living in Australia or an overseas based borrower, you might find the loan application process overwhelming. Our team simplifies this process, offering a streamlined application that helps you navigate everything from interest rates to lenders mortgage insurance (LMI), loan amounts, and stamp duty. We understand the specifics of your financial situation, including loan to value ratio (LVR) and credit history, and work tirelessly to secure interest rate discounts that make a difference in your monthly repayments and overall loan costs.

Luxe Finance Group grants you access to a vast array of loan options from banks and lenders across Australia. This means you get the most competitive variable and fixed interest rates tailored to your borrowing capacity - whether you're refinancing, renegotiating better rates with your current lender, accessing equity, or seeking to understand the ins and outs of your financial engagement in terms of loan interest rates, fixed and variable loan rates.

Our expertise doesn't just stop at finding the right loan. We're here to guide you in calculating your loan repayments, understanding the nuances of a fixed interest rate loan versus variable loan rates, and navigating the application process smoothly. From collating your bank statements to understanding the importance of getting pre-approved, Luxe Finance Group ensures your journey towards securing an Expat Loan is as hassle-free and efficient as possible.

Our insight into the local property market ensures you're making an informed decision - whether it's your home loan, investment loan, or tapping into home equity. With Luxe Finance Group, you get the benefit of working with a premier Expat Finance & Mortgage Broker that goes beyond mere transactions to provide a service that's tailored to your unique expatriate circumstances.

In essence, whether you're an Australian citizen, a permanent resident working overseas, or an expat living in Australia, Luxe Finance Group is your trusted partner in achieving your property ambitions. Our commitment to offering bespoke Expat Mortgage solutions, coupled with our in-depth understanding of the Expat Loan landscape, ensures your property dreams don't have to wait, no matter where in the world you are.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Get your Borrowing Capacity
Picture for Luxe Finance Group

Getting an Expat Loan

Initial Expat Loan Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Loan Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Loan Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your loan draws-down and you're good to go!

Book Appointment

JG

Jozef Grech

Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!

AS

Ancela Suparno

Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.

SB

Shawn Baker

Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...

Frequently Asked Questions

Who owns Luxe Finance Group, and are you a part of a franchise?

Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.

Can you help with refinancing an existing home loan or investment loan?

Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.

I’m an Expat looking to relocate or invest back into Australia it is possible with the use of foreign income?

Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.

What kind of interest rates can you offer?

We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.

Can you help first home buyers?

Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.

Can Luxe Finance Group help with your home loans and investment loan?

Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Does Luxe Finance Group charge any fees, or are any hidden costs?

Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.

Can you help self employed borrowers?

Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).

Ready to get started?