First Home Buyers

At Luxe Finance Group, we're expert Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

Rated 5 from 28 Reviews

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We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is an exhilarating journey, filled with aspirations and dreams of creating your personal space. It's a significant chapter in life that demands careful planning, financial wisdom, and expert guidance. First home buyers often navigate through a maze of options, documentation, and decisions. This is precisely where Luxe Finance Group steps in, making your journey to homeownership smooth and stress-free.

Based in Perth, Luxe Finance Group has carved a distinguished space in assisting clients across Australia. Our tailored approach ensures that each first home buyer receives unparalleled support, guiding you through the intricacies of the home-buying process. From understanding the maze of financial jargon to making informed decisions, our team is here to illuminate your path to buying your first home.

Why choose Luxe Finance Group? Our expertise speaks volumes, especially when it comes to navigating the benefits available to first home buyers. The First Home Owner Grant (FHOG) and the Home Guarantee Scheme are two critical pillars designed to support you in your journey. The FHOG offers a valuable financial leg-up for eligible buyers, easing the initial financial burden of purchasing a home. Meanwhile, the Home Guarantee Scheme aims to fast-track your dream of homeownership, requiring a smaller deposit and helping you to buy your home sooner than you may think possible. Our experts are adept at helping clients maximise these opportunities, ensuring you gain every possible advantage.

For first home buyers, the road to owning your first home can seem daunting. Luxe Finance Group is dedicated to transforming this journey into an exciting, manageable, and ultimately rewarding experience. We stand committed to providing you with personalised advice, deep market insights, and a supportive hand to hold as you navigate towards making one of the most significant investments of your life. Let us be your guide, your advocate, and your partner in turning your dream of homeownership into reality, no matter where in Australia you are.

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Buying your First Home

Initial First Home Buyer Consultation

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

First Home Buyer Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your first home loan. 

Home Loan Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your first home loan draws-down and you're good to go!

Book Appointment

RR

Rhiaan Richards

We recently bought our first property with the help of Jay from Luxe finance. As first time home buyers we didn’t know anything about purchasing a property, Jay took the time to explain everything and was available to answer any questions ...

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Tom

We were put in touch with Jay through a referral and could not have been happier. Buying our first home and not knowing what was involved, Jay was informative and thorough throughout the whole process. Considering I work fifo and us trying ...

CS

Chris Stobaus

Jay was extremely professional and knowledgeable at every stage of the loan process. It was a pleasure working with Jay and led to a very positive outcome. Recommend highly.

Frequently Asked Questions

Who owns Luxe Finance Group, and are you a part of a franchise?

Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.

Can you help with refinancing an existing home loan or investment loan?

Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.

I’m an Expat looking to relocate or invest back into Australia it is possible with the use of foreign income?

Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.

What kind of interest rates can you offer?

We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.

Can you help first home buyers?

Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.

Can Luxe Finance Group help with your home loans and investment loan?

Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Does Luxe Finance Group charge any fees, or are any hidden costs?

Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.

Can you help self employed borrowers?

Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).

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