Refinance an Investment Loan
At Luxe Finance Group, we're expert Mortgage Brokers helping clients Australia-wide refinance their Investment Loan
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers helping clients Australia-wide refinance their Investment Loan
Rated 5 from 37 Reviews
Investment Loan Refinance can be a smart strategy for managing your property portfolio's finances more effectively. By refinancing, you could potentially lower your investment loan repayments, shorten your investment loan term, or access equity in your property for further investments. However, navigating the complexities of refinancing your investment loan requires a partner who is not just knowledgeable, but also highly committed to your financial success. This is where Luxe Finance Group comes into play.
Based in Perth, Luxe Finance Group has a reputation for assisting clients all across Australia with their financial needs, including refinancing your investment loan. Our dedicated team of mortgage brokers understands the Australian property market's nuances and leverages this knowledge to provide tailored investment loan refinance solutions. Whether you're looking to reduce your investment loan interest rate, switch investment loans, or unlock equity to grow your investment portfolio, our experts are here to guide you every step of the way.
Choosing Luxe Finance Group means opting for a seamless and personalised refinancing experience. We pride ourselves on our attentive client service, ensuring you understand all your options and the potential impacts on your financial future. Our approach is not just about securing a refinance deal; it's about building long-term strategies that align with your investment goals.
Refinancing your investment loan is a strategic move towards optimising your investments and ensuring your property portfolio works harder for you. If you're considering refinancing your investment loan, entrust your journey to a team that supports clients all over Australia with top-notch advice and solutions—choose Luxe Finance Group.
Get an estimate of your savings in less than 60 seconds
Check your Loan HealthYour Fixed-Rate Investment Loan Period Approaches its End
Having a Fixed-Rate investment loan usually provides peace of mind for a period ranging from one to five years. Once this period concludes, your loan transitions to a variable interest rate, potentially altering your repayment amounts. Should interest rates have escalated since you secured your fixed-rate loan, you may face a higher interest rate upon transition. On the flip side, a decrease in interest rates could result in more favourable terms for you. It's prudent, therefore, to engage with a mortgage broker, such as Luxe Finance Group, a few months before your fixed-rate term expires. Their expertise can guide you towards the most advantageous Investment Loan strategy tailored to your needs, be it remaining with your current lender, securing a new fixed-rate Investment Loan, or switching lenders, depending on your financial objectives.
Leveraging Your Property's Equity
If your ambitions include acquiring additional property, upgrading your current home, or needing substantial funds for other significant outlays, your property's equity might provide the solution. Through refinancing your Investment Loan, accessing this equity becomes possible. Nevertheless, it's important to recognise that not all accumulated equity is accessible; determining your available equity necessitates expert advice from Luxe Finance Group.
Modifying Your Investment Loan Term
There may come a time when adjusting the length of your Investment Loan term becomes a consideration. An increase in disposable income could make shorter loan terms, thus saving on long-term interest, seem attractive. Yet, it's essential to gauge the sustainability of higher repayments against possible future interest rate hikes or income fluctuations. Conversely, aiming to lower your repayments through extending your loan term might offer immediate relief. However, it's crucial to remember that longer terms cumulate more interest over time, augmenting the overall expense of your loan.
See how much you could save by comparing your Investment Loan to 1,000s of others currently available
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Book AppointmentJG
Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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