Mortgage Broker in Inglewood

At Luxe Finance Group, we're expert Mortgage Brokers in Inglewood helping clients get into their property sooner with a range of loan options

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Based in Inglewood? Get intouch with your local Mortgage Broker

Embarking on the search for the perfect home loan amongst an ocean of choices can feel akin to wandering through a labyrinth. Whether your ambition lies in securing your dream residence in Inglehighwood, broadening your property collection, or exploring refinancing opportunities, Luxe Finance Group stands ready as your committed mortgage broker in Inglewood. Our custom-tailored services are designed to connect your financial aspirations with reality, offering a personally selected array of loan options crafted just for you.

With our roots deeply embedded in the Inglewood community, our team of experienced mortgage brokers brings a wealth of knowledge and proficiency, ensuring you're advised on the finest loan selections available. Our skill in deciphering the finance sector's complexities enables us to supply bespoke solutions that sync perfectly with your needs, from versatile residential loans to investment loans aimed at fortifying your future.

What distinguishes Luxe Finance Group is our profound grasp of the Inglewood property landscape, paired with our sincere dedication to understanding and meeting your unique requirements. Our bespoke service ensures you'll find a loan among our diverse range that harmonises with your way of life seamlessly. Our dedication lies in providing exceptional service and leveraging our deep market insight to become your reliable ally on your financial voyage. Opting for Luxe Finance Group marks the inaugural step towards achieving your financial goals today.

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As a Mortgage Broker in Inglewood, we'll help you understand the types of loans

Exploring the variety of mortgage options available in Inglewood and its surrounding areas might appear overwhelming. Our detailed guide aims to demystify these choices, empowering you to make informed financial decisions.

Owner-Occupied Loans: Specifically designed for individuals planning to make their home in Inglewood, these loans come with appealing interest rates and terms. Since the borrower occupies the residence, there is perceived less risk by lenders, often leading to favourable loan conditions.

Interest-Only Loans: Under this scheme, borrowers pay only the interest on the loan for a set period, generally ranging from five to ten years, before commencing payments on the principal. It's crucial to understand that while this arrangement can lower initial payments, the financial responsibility escalates once principal payments start.

Principal & Interest Loans: Aimed at evenly reducing the interest and the principal amount, these loans ensure a steady reduction in total debt, culminating in its full clearance by the end of the term.

Variable Rate Loans: The interest rates for these loans fluctuate with the market, affecting your repayment amounts and the overall cost of the loan throughout its term.

Fixed vs Variable Rate Loans: This decision involves locking in an interest rate for a specified period, commonly one to five years, providing repayment stability. However, it's important to note that post this period, the loan may revert to a variable rate, subject to market variations.

Bridging Loans: Perfect for individuals in between property transactions and waiting for the sale of their existing home, bridging loans offer a short-term financial buffer. Although they typically feature higher interest rates and shorter durations than conventional loans, they act as a financial "bridge," with the sale proceeds used to settle the loan.

Comprehending the distinct characteristics and benefits of each loan type is crucial. With options catering to a wide array of preferences and financial circumstances, you're assured of finding a loan that best suits your requirements.

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Your Mortgage Broker in Inglewood

Jay Coakley stands at the forefront as Inglewood’s premier mortgage broker and financial guru, deeply rooted within the community. With his profound financial acumen, he is dedicated to realising your property aspirations. 

As the founder of Luxe Finance Group, Jay excels in identifying promising opportunities within the local property landscape, always prioritising your borrowing needs and providing you with a range of loan options.

For consultations, Jay Coakley of Luxe Finance Group is accessible for either virtual or in-person meetings in Inglewood and its neighbouring areas.

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JG

Jozef Grech

Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!

AS

Ancela Suparno

Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.

SB

Shawn Baker

Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...

Frequently Asked Questions

Who owns Luxe Finance Group, and are you a part of a franchise?

Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.

Can you help with refinancing an existing home loan or investment loan?

Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.

I’m an Expat looking to relocate or invest back into Australia it is possible with the use of foreign income?

Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.

What kind of interest rates can you offer?

We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.

Can you help first home buyers?

Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.

Can Luxe Finance Group help with your home loans and investment loan?

Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Does Luxe Finance Group charge any fees, or are any hidden costs?

Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.

Can you help self employed borrowers?

Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).

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