Mortgage Broker in Shenton Park
At Luxe Finance Group, we're expert Mortgage Brokers in Shenton Park helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers in Shenton Park helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
Setting out on the journey to secure a home loan is akin to navigating through a labyrinth of pivotal decisions. Whether you're aiming to become a homeowner in Shenton Park, looking to expand your property collection, or exploring your refinancing options, Luxe Finance Group is here to serve as your dedicated mortgage broker in Shenton Park. Our custom-tailored services are designed to transform your financial aspirations into reality, offering you a bespoke selection of loan solutions, created specifically for your needs.
Located in the dynamic community of Shenton Park, our experienced mortgage brokers offer deep-seated knowledge and expertise, ensuring that you receive comprehensive advice on the loan options that perfectly align with your circumstances. Our skill in demystifying the complex world of finance means we can devise custom strategies that directly meet your requirements, ranging from versatile residential loans to investment loans aimed at future wealth growth.
What sets Luxe Finance Group apart is our profound understanding of the Shenton Park property market and our unwavering dedication to fulfilling your individual needs. Our tailored service ensures that you obtain a loan that fits your specific criteria, selected from our extensive portfolio to enhance your lifestyle. Our commitment to service excellence and deep knowledge of the market strives to position us as your dependable partner in your financial venture. Opting for Luxe Finance Group marks your initial step towards achieving your financial objectives today.
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Navigating the extensive array of mortgage options available in Shenton Park can appear daunting. However, our comprehensive guide is meticulously crafted to simplify these complexities, equipping you with the knowledge to make informed and confident financial choices.
Owner-Occupied Loans: Tailored for individuals intending to live in their Shenton Park residences, these loans are usually more appealing due to their favourable interest rates and terms. This attractiveness is largely because lenders perceive a lower risk when loans are secured against a property the borrower inhabits.
Interest-Only Loans: Borrowers of this loan type are only required to pay the interest portion for a predetermined period, typically five to ten years. It's imperative to grasp that while this option reduces initial outlays, it escalates the financial obligation once the principal amount repayment commences.
Principal & Interest Loans: These loans are structured to methodically reduce both the interest and the principal balance over the lifespan of the loan, with the ultimate aim of fully settling the loan by its maturity date.
Variable Rate Loans: The interest rates for these loans fluctuate in line with market dynamics, impacting monthly repayment totals and the overall cost of the loan throughout its term.
Fixed vs Variable Rate Loans: Central to this choice is the decision to secure an interest rate for a specific timeframe, often between one and five years, to ensure consistent repayment amounts. However, it’s crucial to remember that post this timeframe, the loan may switch to a variable rate, affected by the prevailing market interest rates.
Bridging Loans: Ideal for individuals transitioning between homes and awaiting the sale of their current property, these short-term loans act as a financial interim. While they typically feature higher interest rates and briefer durations compared to standard loans, the goal is to settle them with the sales proceeds from the existing property.
Understanding the distinctive attributes and advantages of each loan type is paramount. With a diverse range catering to a variety of needs and financial situations, securing the perfect loan that aligns with your specific requirements is wholly attainable.
Jay Coakley is a distinguished name in mortgage broking and financial advice in Shenton Park, deeply ingrained in the local community. With his vast financial expertise, he emerges as the go-to expert for achieving your property dreams.
At the helm of Luxe Finance Group, Jay specialises in uncovering valuable property opportunities, tailoring loan solutions to meet individual needs, and offering a range of borrowing options.
As a certified broker with Luxe Finance Group, Jay Coakley offers consultations both online and face-to-face in Shenton Park and surrounding areas.
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Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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