Mortgage Broker in Bicton
At Luxe Finance Group, we're expert Mortgage Brokers in Bicton helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
At Luxe Finance Group, we're expert Mortgage Brokers in Bicton helping clients get into their property sooner with a range of loan options
Rated 5 from 37 Reviews
Embarking on the journey towards home financing is like navigating a complex expedition, laden with important decisions at every turn. Whether it's pursuing your dream residence in Bicton, expanding your property portfolio, or delving into the refinancing options available, Luxe Finance Group is here to support you as your devoted mortgage broker in Bicton. Our tailored services are designed to convert your financial goals into reality, offering a personalised array of loan solutions crafted just for you.
Nestled at the core of the vibrant Bicton community, our team of expert mortgage brokers brings a wealth of knowledge and expertise, promising meticulous guidance across the most fitting loan options for you. Our proficiency in simplifying the complex finance landscape allows us to propose custom strategies that address your specific requirements, ranging from flexible residential loans to investment loans aimed at enhancing your future wealth.
Luxe Finance Group sets itself apart with an in-depth insight into the Bicton property market and a steadfast commitment to catering to your unique needs. Our bespoke service guarantees that you secure a loan perfectly aligned with your specifications, chosen from our comprehensive suite to enrich your way of life. We take immense pride in our exceptional service and deep market understanding, aiming to be your trusted ally on your financial journey. Choosing Luxe Finance Group is the first step towards realising your financial dreams today.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Navigating the myriad mortgage choices in Bicton may appear overwhelming. Our in-depth guide aims to demystify these loan options, empowering you to make well-informed financial decisions.
Owner-Occupied Loans: Tailored for individuals planning to live in Bicton, these loans are often more appealing in terms of interest rates and conditions. The lower risk for lenders, with borrowers residing in the property, usually translates to more favourable loan terms.
Interest-Only Loans: With this loan type, borrowers are required to pay only the interest for a period typically between five to ten years. It's crucial to understand that while this may lower initial payments, the financial burden increases when the principal repayment phase kicks in.
Principal & Interest Loans: Designed to systematically reduce both the interest and the principal amount, these loans aim for a steady decline in the total debt, with the goal of fully repaying it by the term's end.
Variable Rate Loans: These loans' interest rates fluctuate based on the market, affecting your monthly repayments and the overall loan cost over the duration.
Fixed vs Variable Rate Loans: This decision revolves around locking in an interest rate for a set period, often between one to five years, to ensure consistent repayment figures. However, it's critical to note that after this period, the loan may revert to a variable rate, influenced by current market conditions.
Bridging Loans: Particularly suited for those moving between homes and awaiting the sale of their existing property, these short-term loans provide a financial "bridge". Although they typically feature higher interest rates and shorter terms than standard loans, they are designed to be settled with the sales proceeds.
Understanding the unique attributes and benefits of each loan type is imperative. With a wide selection of options to cater to various needs and financial situations, finding the ideal loan that meets your specific requirements is achievable.
Jay Coakley is at the forefront of mortgage broking and financial expertise in Bicton, deeply embedded in the local scene. With his expansive knowledge of finance, he's the go-to expert for achieving your property goals.
At the helm of Luxe Finance Group, Jay zeroes in on promising property opportunities, tailors lending solutions to your needs, and unveils a range of borrowing choices.
As a qualified broker with Luxe Finance Group, Jay Coakley offers both virtual and face-to-face consultations in Bicton and surrounding areas.
Book AppointmentJG
Jozef Grech
Jay was friendly, efficient and knowledgable. He went the extra mile to ensure my loan was approved in a timely manner. Would 100% recommend!
AS
Ancela Suparno
Jay helped me to find finance options to my construction loan. His professional knowledge is very impressive. I highly recommend him to anyone in need of a mortgage broker with best service.
SB
Shawn Baker
Jay is incredibly knowledgeable, always available to answer my questions, and explains everything in detail. ...
Luxe Finance Group is 100% privately owned, ensuring a personalised and independent approach to your financial needs. We are a credit representative of Connective Credit Services Pty Ltd ABN 51 143 651 496, allowing us the flexibility to focus solely on delivering exceptional service to our clients.
Of course! We believe that we can find the best interest rate for you to refinance your home loan or investment loan.
Of course, we work closely with the more than 30 different banks and lenders. A number of these lenders have specialised expat investment and purchase policies. Reach out to enable us to understand your situation we will be able to structure it to the most suited lender.
We take look at a wide range of loan options available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and make sure we're always recommending the best home loan, investment loan and other types of loans for our clients.
Yes, Luxe Finance Group we have helped many first home buyers purchase their first home with a bespoke home loan. We provide personalised guidance and tailored solutions making sure you able to properly apply for the relevant state and federal government first home buyer schemes.
Absolutely, Luxe Finance Group is your go-to for both home loans and investment loans. Our expert mortgage brokers are committed to securing the most advantageous loan options for your unique situation.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Absolutely, all Luxe Finance Group mortgage brokers are fully licensed and accredited professionals. Your financial well-being is our top priority, and our team adheres to the highest industry standards.
Mortgage Brokers are there to help you find the right loan options whether it be from the major banks, smaller lenders or other sources. We have a broad range of loan products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
Transparency is key at Luxe Finance Group. Our commitment is to provide clear and honest financial guidance throughout the lending process. It’s worth nothing that because the commission is paid by the bank our fees come out of the proceeds that the bank receives from you. These fees/commissions are paid on settlement by the banks and clearly outlined in our initial credit guide.
Certainly, Luxe Finance Group understands the needs of self-employed individuals. We have tailored self employed loan options to assist self-employed borrowers in navigating the complexities of the mortgage process (we actually prefer these).
Luxe Finance Group Pty Ltd ABN: 52660091690. Credit Representative #541795 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio
